LOAN MALL ACN: 676520237 Credit representative number: 559389 of AFG Credit license number: 389087
Welcome to Loan Mall - Your Gateway to Financial Wisdom
At Loan Mall, we believe in empowering you with the knowledge to make smart financial decisions. Our commitment to excellence and innovation in financial services shines through our tailored finance solutions. Let’s embark on a journey to financial savvy with our expert tips and strategies.
Tips on Borrowing Money and Saving on Loans
Compare Loan Options
Research and compare different loan products to find the best rates and terms
Understand the Terms
Be fully aware of the loan terms, including interest rates, fees, and repayment schedules
Early Repayment
If possible, make additional payments to reduce the loan principal and save on interestubtitle
Be Money Smart: Understand Your Finances And Unlock Your Potential
Assess Your financial health
Begin by evaluating your current financial situation. List your assets, liabilities, income, and expenses to get a clear picture.
Set Financial Goals
Whether it’s saving for a home, retirement, or education, define clear, achievable goals to guide your financial journey.
Automate Your Savings
Set up automatic transfers to your savings account to ensure you’re consistently building your nest egg.
High-Interest Savings Accounts
Opt for savings accounts with competitive interest rates to maximize your returns.
Emergency Funds
Establish an emergency fund to cover unexpected expenses without derailing your financial plans.
Insurance
Invest in comprehensive insurance policies to safeguard your assets and income.
Diversify Income
Expand your income from different chanels and classes to mitigate risk
Regular Reviews
Conduct regular financial reviews to adjust your strategy as needed.
Create a Budget
Develop a budget that reflects your income, expenses, & financial goals
Track Spending
Use budgeting apps or tools to monitor and control your spending habits
Long-Term Planning
Consider future life stages and plan accordingly for things like children education
Professional Advice
Seek advice from financial experts to fine-tune your financial plan
Ca$h Back
Loan Mall epitomizes the confluence of financial brokerage and fiscal prudence. Our clientele is privy to an array of savings strategies, meticulously curated to facilitate the realization of their aspirations. we don’t empower our clients with knowledge only, but we also provide cash back when you settle a purchase, refinance, investment or commercial loans. Subject to eligibility criteria, see terms & conditions here cash back offer T&Cs..
Forge Your Financial Future
Empower Your Economic Journey
Elevate Your Fiscal Dreams
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Contact us
Calculators
A reliable source of information is one that seeks not to sell you products nor gain access to your savings or superannuation. Here are valuable links to the MONEY SMART website, provided by the Australian government, offers valuable insights and practical tools such as calculators to help you manage your finances effectively.
If you have any question or need assistance with any calculator please give us a call: 0401 15 10 20
- How much you can borrow
- Lenght of loan, fees, costs of loan, interest rates.
- Compare the cost of switching your mortgage
- The recovery time for the cost of switching
- how much super you'll have when you retire
- how fees affect your final super balance
Give your family the place they deserve to call home.
By submitting this form, i am accepting the privacy policy.